Interest Rates 2025 Forecast. The forecast was last updated in november. Currently, the mortgage bankers association predicts a 6.5% average mortgage rate by the end of the year (though that prediction is from the group's august.
Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025. High inflation, a strong housing market, and policy changes by the federal.